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CEO Alan Horner says First Federal has been in the area since 1905 and continues to evolve every day.
"With our computer services we were one of the first banks nationwide to offer internet banking and we continue to try to be ahead of the curve."
Horner says the employees help to keep the bank ahead of the pack.
"They grab ahold of change, they don't want to stay status quo. That attitude has worked to our benefit."
First Federal has three locations in