TWIN FALLS, Idaho (KMVT/KSVT) - Idaho Central Credit Union said there are a few different ways to better manage finances.
Blue Lakes Branch Manager Brett Buckley said there are many who try and set a New Year's resolution to improve their finances.
A good way to manage money is to write those goals down and talk about them with a loved one, Buckley said.
He said having a budget can go a long way, even if it takes a little more effort. However, you do have to try and stick with the budget.
"I'm a big fan of paying yourself first, so when you get paid it's a really good habit to, before you start paying your other bills, to put money into a savings account, retirement account so you can have money for a rainy day," he suggested.
When and if someone does a budget, he said to make sure to identify what is a fixed cost and what can change month to month.
He added that automating payments and money going into a savings account could help.