Insurance officials answer questions prior to open enrollment

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TWIN FALLS, Id. ( KMVT/KSVT ) Idaho's next open enrollment period for health insurance through the Affordable Care act, or Obamacare, is less than a month away.

Last year more than 85,000 Idahoans signed up for coverage through the state's insurance exchange, and officials say the 2016 Open Enrollment period will be much easier to navigate.

"We've worked tirelessly over the last 9 months to improve our technology, make it easier for consumers, and also for those agents and brokers," said the Executive Director for Your Health Idaho Pat Kelly.

In Idaho, the Obamacare insurance program is called Your Health Idaho.

The program is expanding this year to make finding an insurance plan as painless as possible.

"A lot of people want to be able to have a face to face. To come and sit down and look at a screen and go over planned details together with a broker. We're swimming in these waters every day," said Brett Thomas, a Broker at Magic Valley Insurance.

"There's no cost to use those agents and brokers, and they will sit down, they'll look at your situation, your family and what your needs are, and they'll help you find a plan that's best for you," said Kelly.

The fact of the matter is that Your Health Idaho clients simply spend less for their insurance.

The average client is spending $65 out of pocket each month compared to the $300 per month most spend.

When you do the math, that $235 per month savings looks pretty good.

While each carrier has different plans that vary by county, local insurance brokers and counselors say they are ready to help people find an insurance plan that best fits them and their family.

"We all have the same end goal at the end of the day. Help people get insurance so their families can be healthy and happy," said Thomas.

For information on how to contact a local broker or counselor, click on the link we've provided in this story.