(KMVT/KSVT) - The Federal Trade Commission said a new law will allow consumers to freeze their credit for free.
The law, called Economic Growth, Regulatory Relief and Consumer Protection Act, will go into effect Friday.
Equifax, Experian and TransUnion will set up a web page to request fraud alerts and credit freezes, according to the FTC.
A credit freeze will restrict access to credit files and makes it harder for identity thieves to open new accounts in their name.
Based on Idaho state law right now, there were fees for credit freezes, but not anymore.
"I would just encourage people to be ever present of their financial situation to check their credit on a regular basis, to consistently use the resources that we have with online banking, credit reports, statements, all of those things that could help us identify something early on in the process," said Brett Buckley, the Blue Lakes Branch Manager for Idaho Central Credit Union.
The law will also allow consumers to freeze their child's credit as well. Before Friday, only some consumers in specific states were allowed to freeze their child's credit.